When purchasing caravans in Melbourne, one thing that many people tend to forget about is the cost of insuring the vehicle. Whilst it may be to tempting to not insure your van, especially if you don’t use it very often, you should ask yourself what you would do should you be involved in an accident. Here are some tips for helping you save money on caravan insurance:
- Offer to pay more excess, as this can help to bring down the premiums of your insurance. Just keep in mind that, by doing this, if you are involved in an accident that is your fault, you may need to pay this excess in a lump sum immediately.
- By making sure that your used caravan is constantly kept secure, you might be able to get a discount on your insurance. Make sure that the van is locked away when not in use and fit it with tracking devices, wheel locks and other security devices.
- For older models, you might want to consider only taking out third party (fire and theft) insurance. These policies will cover damage that you cause to other vehicles (but not your own), as well as covering your caravan in case it is broken into.
By taking each of the above tips into account, you can work towards lowering the costs of insuring your caravans in Melbourne. Even if you cannot afford or don’t see the point of comprehensive insurance, ensuring that you will have damage caused to other vehicles and theft of your property covered should be a priority of anyone hoping to regularly travel in a caravan.
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